Check your current credit status
Retrieving a FREE copy of your credit reports.
Visit – www.annualcreditreport.com
Disputing Errors on Your Credit Report
There is a sample letter on the ftc.gov website that can be use to assist you in disputing errors on your credit report. To see the sample letter, visit –
Blog Information – Tips for Credit Success
Don’t make out your cards, Under use them
So now that a company has send you a credit card with a nice size limit on it, don’t go out and charge it to the max. There is something called a “credit utilization ratio” which plays a part in your overall FICO score. Keep your ratio at 30% or even less in order to keep your scores at a high level. Of course your credit utilization ratio is not the only factor that determines your score but ever factor plays an important part in your credit success.